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What Everybody Ought to Know About Their Credit and FICO Score

November 25th, 2009 categories: Buying Your House, For Agents, Talking Real Estate

We’ve all been reading the headlines shouting about the mortgage crisis, sub-prime loans and that home buyers can’t get loans to buy their dream home. I can’t say for Nevada or Florida, but in Fairfield County, those headlines are a load of bunk! I’m still selling real estate in Ridgefield and other towns where buyers are financing 95% of their purchase!

How?… you wonder… it’s their credit score. A good credit score is the key that unlocks the door to low down payments. opening that door becomes much easier when you understand exactly what determines your FICO score.

The company that created FICO, Fair Isaac, has a FREE eBook you must read so you can really understand what a 785 means or how opening a Macy’s charge will affect your score. Download and read Understanding Your FICO Score to learn all you need to know about your credit score.

Then, check out AnnualCreditReport.com to get you free credit report from the big 3 reporting agencies.

Brad and I keep relationships with the best mortgage providers in Connecticut. We’ll help get you the financing you need to buy your perfect home. We are always available to help in any way we can. Contact us anytime.

Related Posts:

• Save The U.S. Economy… Buy a House Today
• 6 Reasons Why Buyers Need a Strong Agent on Their Team

Authored by Rob Gutman | Discussion: 4 Comments »

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1. Why Buyers Should Adopt the Scout Motto said at July 2nd, 2008 at 12:47 pm

   [...] Related Articles:  FHA Credit Guidelines; What Everybody Needs to Know About Their Fico Score [...]

2. Andy Jolls said at July 8th, 2008 at 12:58 am

   Rob, nice article. I’ve got more insights into having a great score by learning about it through short free videos at http://www.videocreditscore.com. Might be more fun than reading an online pdf.

   Thought it might make a good resource for you and Brad. Feel free to embed any of my videos on your site. Best, Andy

3. Rob Gutman said at July 8th, 2008 at 5:55 am

   These FREE videos are awesome! Thanks for sharing this site with us Andy.

4. How Real Estate is Like Fishing. Warning: This Strategy WILL SELL Your Fairfield County House said at October 31st, 2008 at 9:03 am

   [...] What Everybody Ought to Know About Their Credit and FICO Score [...]

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